Financial Literacy for GovState Students

A college education is one of the most important investments of your lifetime.

At GovState, we want to make sure that you’re on the right financial path. That starts with educating yourself on how to manage your money effectively and make smart financial decisions. The financial choices that you make now, while in college, can have an everlasting impact on your life for years to come and set you up for retirement.

Financial literacy is based on providing individuals with sound financial knowledge and skills so that they can make informed financial decisions and take effective actions regarding their money management. However, the underlying message is aimed to adjust people's core attitudes and beliefs, so that a change in financial behavior can help them reach a future of financial freedom and security.

Please check out some of the below links that provide essential information to help you build for now and the future. Please reach out to the Office of Financial Aid and Scholarships with any questions.

Financial Literacy Links

Check out the links below to help improve your financial literacy!

Informational Articles


Financial Aid Programs: provides a comprehensive list of federal grants and loans eligible to students.

Budgeting in College: A college budget is key to managing your money and ensuring you don't overspend.

Mapping Your Future: Tips and Tricks to help you map your future wisely.

Money Saving Guide

You Can Deal With It: Offers tools to help you successfully manage financial decisions. This site provides information about money management; student loan repayment options, budgeting, and the benefits and dangers of credit cards.

It’s My Money!: provides sustained financial well-being for all individuals and families in the U.S.

Money Management Calculators


Choose to Save: Financial calculators that help you save by the life stage you are in.

Build Your Budget!: Create your personalized spending plan!

Obtain Your Free Credit Report: Did you know that you are entitled to a free credit report every 12 months.

Skill Building Resources


Practical Money Skills: Interactive financial games for the whole family!

Money Mondays: Worksheets, Resources, and Tips to help you build a financially secure future.

Smart Money Links


2023 Money Smart Week Presentations*

Family Budgeting

Instituciones Financieras (Financial Institutions)

Debt Relief

Retirement Plans

*Presentations include English and Spanish captions.


JumpStart Reality Check: Mapping your financial future.

Mint: Managing your money, made simple.

FinAid Annual Budget Calculator: Custom calculators to help you save.


Free Annual Credit Report

Credit Card Payoff Calculator

National Foundation for Credit Counseling(NFCC)

General Personal Finance

Time Magazine: Terrible Financial Advice

Saving for Retirement

AARP Retirement Calculator

Salary Tools and Calculators

Financial Literacy Games

Gen I Revolution

Student Budget Calculator

FAFSA Repayment Estimator

Pay Off Student Loan or Invest Calculator

Your Future Income Calculator